Festive Season Money-Saving Ideas

Festive Season Money-Saving Ideas

Planning on having Christmas on a budget this year? Well, I must say it can be quite frustrating to stay within the budget, especially when everyone is busy spending money during the shopping frenzy of the holiday season.

However, there are some sound personal finance tips you can implement in order not to go overboard with your holiday spending. Here are five:

 

1. Trim your Christmas gift list

If your Christmas gift list includes every member of your extended family, acquaintances you rarely see, or co-workers you don’t necessarily socialize with, it’s time to cross some names off the list.

2. Establish a strict budget

If you want to make sure you stay on track with your holiday spending, then you have to stick to a budget. Divide your holiday purchases into categories and assign a certain amount to each category.

3. DIY gifts

If you have a limited budget for holiday shopping, you can always make the gifts yourself. Put your creativity to good use and offer your loved ones some homemade gifts to remember you by.

4. Plan your trips ahead

This will probably be for next year. But, if you plan on traveling to see family or friends during the holidays, try to purchase tickets and/or pay for accommodation in advance. Compare prices and find the best deals.

5. Have everyone bring food to the holiday table

Instead of bearing all the costs for that big Christmas lunch yourself, have everyone bring something: their favorite dish, a loaf of bread, a Christmas dessert, or a fine wine. Make all the arrangements in time so everyone knows what they should bring.

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